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How do I get a copy of my credit report?

You can visit to request your free credit report. You are entitled to one free credit report every 12 months from each of the three major credit reporting agencies—Equifax, Experian, and TransUnion. was created by these agencies and is a centralized service for requesting credit reports. You can order all three credit reports at the same time or order one now and others later. You can view your report securely online, print the report, or have it mailed to you.

Last Reviewed: April 2021

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on should not be construed as legal advice or a legal opinion of the OCC.

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