Can the Office of the Comptroller of the Currency (OCC) check my Social Security number for fraudulent credit activity?
No. The OCC does not monitor individuals' consumer credit information for fraudulent activity. If you have specific concerns about fraud related to your Social Security benefits, visit the Social Security Administration's Fraud Prevention and Reporting website. If you have other concerns about fraudulent activity, consider obtaining a copy of your credit report or placing a fraud alert on your credit report by contacting one of three major credit reporting agencies.
You are entitled to one free annual credit report every 12 months from each of the three major credit reporting agencies—Equifax, Experian, and TransUnion. AnnualCreditReport.com, which was created by the three credit reporting agencies, is a centralized service for requesting your free annual credit reports. You can order all three credit reports at the same time, or order one now and others later.
AnnualCreditReport.com enables you to request, view, and print your credit report in a secure internet environment. Or you can have your report mailed to you.
Here is the contact information for each credit reporting agency's fraud division:
P.O. Box 740250
Atlanta, GA 30374
P.O. Box 1017
Allen, TX 75013
P.O. Box 6790
Fullerton, CA 92634
Last Reviewed: October 2020
Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on HelpWithMyBank.gov should not be construed as legal advice or a legal opinion of the OCC.